WARNING FOR BUSINESS OWNERS:“If Your 401K Plan Is Out Of Compliance, You Likely Won’t Know Until It’s Too Late And You’ve Been Personally Sued Or Fined.”Author J.D. Kaiser, MBA, is an Accredited Investment Fiduciary® and has taught retirement classes for over 20 years, and owns a Registered Investment Advisor firm. JD’s experience as an educator, [More]

Are you looking for proven, reliable ways to make more money? Trying to invest for your future? The Guide to Tax Free Wealth 2019, 2020 & Beyond is here to show you how. Don’t stress over confusing investment plans and technical jargon – inside this detailed, easy-to-understand guide you’ll discover powerful ways you can make [More]

Aimed at professionals who administer or oversee 401(k) plans, this reference provides formal qualification material along with practical considerations for effective plan design, administration and communication. Each of the 22 chapters addresses a single design feature or plan activity. This edition reflects the legal and regulatory developments in the last year and provides additional information [More]

Even though half of all Americans put money aside for retirement, it isn’t until they reach their 60s that many realize that they haven’t saved enough. With The Five Years Before You Retire, you’ll hone in on what you need to do in the next five years to maximize your current savings and create a [More]

John and Judy are in the 12% tax bracket. But when they took $10k from their IRA they had a 50% tax increase. Why? When John died Judy’s income went down by 33% but her taxes went UP! Why? Isn’t interest on municipal bonds tax free? Then why did it cause John and Judy’s taxes [More]

A comprehensive guide to planning your retirement before it’s too late! Even though half of all Americans put money aside for retirement, it isn’t until they reach their sixties that many realize that they haven’t saved enough. With The Five Years Before You Retire, you’ll hone in on what you need to do in the [More]

As you know, the most important factor in your retirement planning is fully understanding your federal retirement system. The more you know, the better the result. As we’ve said before, the federal government has some information available to you concerning your retirement systems, however, most often this information is outdated and not written from the [More]

Advice and guidance on planning for retirement Retirement Planning For Dummies is a one-stop resource to get up to speed on the critical steps needed to ensure you spend your golden years living in the lap of luxury―or at least in the comfort of your own home.  When attempting to plan for retirement, web searching [More]

If you do what you’re taught, you save for retirement inside your workplace 401k plan. Unfortunately, what you may not understand is that you’re creating a costly monster. You may be subject to lifetime income taxes in excess of eighty percent of the balance of your account. This book uncovers the reasons that cause these [More]