Updated with the provisions of the SECURE Act of 2019 and all new data for 2020! With pensions disappearing and other sources of retirement income going away, never has the IRA been a more important part of our lives and our futures. The trouble is, no one has ever explained how to use these things – how do I set one up? How much can I put in there? When can I take it out? IRAs need an owner’s manual! It’s finally here. Your very own owner’s manual for the IRA. This is your comprehensive guide to these retirement accounts, answering all of the basic questions as well as covering some tips and tricks that you never knew you could do! An IRA Owner’s Manual is a complete guide to the Individual Retirement Arrangement (IRA) account, for retirees, future retirees, and advisors of retirees.